Showing posts with label Finance Tips. Show all posts
Showing posts with label Finance Tips. Show all posts

Wednesday, September 2, 2009

SHOPPING TIPS : CONTROL THE IMPULSIVE SHOPPER

shopping tips,tipr berbelanja,secure shoppingIn previous posts, regarding the signs of impulsive shopper, I've promised to continue posting that's. This time it will continue with our efforts to reduce or control the impulsive shopper.



1. If you want to hang out to relax, try not to go to the mall or shopping center. Go to a quiet area, such as beaches, parks estate or sports activities: jogging while listening to music.
2. Bring spending money according to your needs and goods. Leave your credit card or your ATM debit card at home.
3. Bring a friend who can warn you when are going to the mall / shopping center.
4. When you are stressed or want to find an outlet, do not go to the mall. Go to another place more pleasant, such as spa, fitness center, swimming pool.

Do you have another opinion that could provide insight into better? Please, share and it will be useful for all people. Thanks


Saturday, August 15, 2009

SHOPPING TIPS : SIGNS AND SYMPTOMS OF IMPULSIVE SHOPPER

 Interesting if we talk about shopping habits. I've just read something about that. My postie will show of the fact. I hopefully it will to useful to me and everyone.  We are not strange when the woman known as the habit of impulsive shopper, in which she will not buy because of the need, but desire. This is done without planning. Impulsive shopper  usually lack self-control in view goods good, and the lack of clear priorities in the shop. Most of them have the syndrome "I want the goods now".

Identify the signs and symptoms of impulsive shopper:

1. Shopping wreak as depression, or chagrin.
2. Have personal and family problems due to excessive way to shop.
3. Often contend with other people because shopping habits.
4. Does not feel complete if have not take credit cards.
5. Buy goods on credit if they are not able to buy in cash.
6. Aware that the money be perceived as an act of careless and prohibited.
7. Feeling guilty, ashamed, or confused after shopping.
8. Lie to the others, especially partners, about what is purchased and how much money is spent.
9. Often look for a fast way between savings and charges to meet the desire to shop.
10. Do not feel powerless to overcome the encouragement to shop.

For next my postie: How to minimize or resolve that's...

Wednesday, June 17, 2009

FIX OF : DIFFICULT SAVING MONTHLY

The mistakes frequently made in person because of their save is to shop first, then the rest - if any - to save!

Enter as a one of the expenditure items that you do every month. Maybe, we can to fix out the problem with two tricks :



1. Pay yourself first. The word here means to pay is to try to pay for the postal savings before you make payment for any expenditure. So enter the postal savings to routine expenditure items in each month. Save it as your regular expenditure, together with the cost of household bills such as electricity, PAM, food, transportation and others.


2.Don't pay with coins if you buy something. Shop only with paper money only!If you can change coins, coin admit into savings (savings or canned chicken), and do not open before the full savings. If you have a full, open a savings and to enter in your account at the bank.


Impression as teach elementary school children to save. But it is evidently potent!

If we teach our children to save in savings, why do not we practice it also?